Susan Kratt | Real Estate Realtor® / Agent

My ties to Montana go back to 1986 when my husband, Tom, and I purchased 26 acres in the Northfork area. After spending time and enjoying the summers at our cabin, we decided to make Bigfork our permanent home in 2005. As Chairperson of the American Cancer Relay for Life, Tennis Tournament Chairperson for the Friends of Bigfork Fire Department Fund Raiser, member of the Bigfork USTA tennis team, and a Realtor for National Parks Realty, I am fully involved in my community. My husband, Tom, is a retired airline pilot and is also involved in the community. Our son, Karl, is a Lieutenant in the United States Air Force. He graduated from Rocky Mountain College in Billings with a degree in Aviation Management and served previously with the Montana National Guard. He proudly served his country on a deployment to Iraq in support of Operation Iraqi Freedom in 2008-2009 and also a deployment to Afghanistan in support of Operation Enduring Freedom in 2012. He is currently based at Randolph Air Force Base in San Antonio, Texas. 

I was born and raised in Texas, hold a Masters Degree from the University of Houston and have taught at the college level. I have also run my own accounting business serving an oil & gas firm in Texas for the past 30 years. We have traveled extensively around the world but throughout my travels, no place holds a candle to the beauty of Montana.

  • Masters Degree in Political Science, University of Houston
  • Survivor Committee Chairperson, American Cancer Society's Relay for Life
  • Tennis tournament chairperson, Friends of Bigfork Fire Department
  • Resident of Bigfork and have a cabin in the Northfork for over 25 years
  • Member Bigfork USTA tennis team
  • Black Belt TaeKwonDo
  • Member of the Daughters of the American Revolution
  • Member of the Daughters of the Confederacy
  • Native Texan
  • Married for 37 years to Tom (former AF officer, retired airline pilot)
  • One son, Karl, who has served with his National Guard unit in support of Operation Iraqi Freedom & Operation Enduring Freedom and is currently completing his degree in Aviation Management at Rocky Mountain College in Billings.
  • Enjoy fishing, hiking, reading, tennis and helping clients to find their dream!

Susan came highly recommended from a colleague, so we knew she had a great reputation. Already knowing she would be great, she was able to far exceed our expectations. As first time home buyers, we needed a great deal of help and Susan didn't hesitate to go above and beyond. She really understood what we were looking for and truly helped us find our perfect home. Susan was incredibly patient with us; she showed us a number of properties (sometimes two or three times!). We are so thrilled with our home and have Susan to thank. I would not hesitate to recommend Susan to anyone looking to buy. If we ever decide to move, she will most certainly be our first call!

~ M & P

This letter is sent to tell of the excellent service myself, my family and friends have received from Susan Kratt in dealing with our real estate needs! The 1st property we dealt with Susan on was a small lake property we purchased on Swan Lake. Her attention to detail and skills at overcoming objections with the seller was more than impressive. Shortly after that transaction both my son and daughter had homes the wanted to sell.

There was no question in my mind about who would be listing them! Both houses sold in a very reasonable amount of time for a fair price to both the buyer and seller. Once again her can do attitude and persistence made both transactions quick and simple. One of the buyers felt after about a year there had been something not properly disclosed on my sons house! With one phone call to Susan the matter was resolved without incident. Her follow up and follow thru have been second to none! About a year later my wife and I decided to purchase a rental house! Once again Susan came to our rescue and found the perfect house at a reasonable price and the whole transaction was smooth and timely.

Thankfully, I have not had the need to buy or sell any real estate since however I have recommended Susan to friends and coworkers that have also appreciated her services. Susan is persistent without being pushy, aggressive along with being honest and will continue to receive any business I have to forward her direction.

~ Sincerely, J.B.

We wanted to buy and we found Susan. She was so sweet to us and really worked to get us what we wanted. She found us a honey of a deal and had to talk the seller down and he wasn't easy to deal with. The thing is, anyone will be your friend till the deal is done but Susan never failed us. We had an issue with the property long after the sale, and she went to bat for us again. Honestly she was a tiger defending us in this issue. If you asked me to give you a word to describe Susan several would apply. Sincerity, Integrity, Heart. She was our friend from the start and is still there for us. We love her.

~ G. & G.

We also really wanted to thank you for everything, you were a tremendous help, and went way above and beyond what we expected from a real estate agent. We will forever be grateful and will definitely be recommending you to everyone who needs a house!

Thanks again,
~ Chris


Susan's Listings

Viewing 9 Listings

13471 Sundance Trail, Bigfork, MT 59911




FABULOUS views! This immaculate 4 bedroom, 3 bath home sits on a very secluded .85 lot in the Kootenai Woods subdivision. Amazing views of the Swan Mountains AND community walk-in access to Swan Lake! Master on the main floor with jetted tub, granite, and separate shower, ceiling fans throughout, large laundry, kitchen pantry, brand new Trek back deck, wrap around front deck, new paved driveway, lovely trees and landscaping. Very private feel, adjacent to common area for additional privacy, room to store an RV, extra large garage for storage and radon system installed. Great setting!

D2 Eagle Bend Yacht Harbor, Bigfork, MT 59911

Misc. Property
Property Type


Sought after 35' slip in prime D dock in the beautiful Eagle Bend Yacht Harbor. The Yacht club offers a great clubhouse with restrooms, showers, and laundry facilities. There is also gas and supplies on location with water and power to your slip. Enjoy you time on the lake hassle-free! The harbor is just minutes from Eagle Bend Golf Course and the quaint village of Bigfork.

240 Rosewood Drive, Kalispell, MT 59901




Charming one level home in lovely sub-division with remodeled master suite and new master bath addition, new flooring in the kitchen, new fixtures in the spare bath, boiler system and water heater replaced in 2013. New back porch and walkway installed in 2017 with a totally fenced back yard. Rhubarb and raspberry patches, 2 flowering crab trees, and lovely lilac bushes in the back yard. Convenient to all shopping and KRMC. Easy to show, will not last long at this price!

1318 Wildcat Drive, Columbia Falls, MT 59912




Lovely 3 bedroom, 2 full bath townhouse in a great location with super mountain views. ALL NEW CARPET AND PADS!! This home has an open floor plan, all new kitchen appliances (never used!), new island counter top, window AC, new smoke detectors, repainted interior, and new perimeter fencing. Great location, walking distance to elementary and middle schools. There is a security system and a new 80 gallon water heater. These townhouses are very popular, so should not last long at this price. Easy to show!

Nhn Rising Wolf Drive, Bigfork, MT 59911

Property Type


Lovely, large lot (.77 acre) with Swan Lake access, in desirable Kootenai Woods subdivision, located minutes from picturesque Bigfork. This nicely treed lot has a wonderful southwest exposure, views of Crane Mountain, and is located across the street from a common area. Kootenai Woods is a beautiful, serene neighborhood of very nice homes. This community offers mature trees, mountain views, and privacy. Amenities also include: underground utilities, paved roads, 15 acres of common area, an established trail system, and, of course, Swan Lake access! Build your home here and enjoy the short stroll from this lot to the water's edge of peaceful Swan Lake. Very cool!

1128 Marion Hubbart Spur, Marion, MT 59925

Property Type


Fabulous 15.56 acre property with privacy, year round creek, nice trees and partial fencing. The road is roughed in as well as a building site. Great mix of meadow and trees, minutes from Bitterroot Lake for great fishing and water sports. Meadowbrooke is a very nice community with lovely homes. Easy drive to Kalispell! Priced to sell!

273 Eagle Bend Drive, Bigfork, MT 59911




Stunning Eagle Bend townhouse that has been TOTALLY remodeled. Views of the lake and the mountains, this 3 bedroom townhouse has granite counter tops (kitchen & bath), Italian ceramic flooring in the kitchen, new appliances, slate flooring in the baths, hard wood flooring, Fujitsu a/c and heat pump, new knotty pine doors, new carpet, repainted entire home, bronze ceiling fans in all bedrooms and kitchen, and much much more, see detail sheet for a complete listing. In addition, new roofs, new exterior painting, and deck posts replaced. Just a short walk to Eagle Bend Golf Club and near the village of Bigfork. A lovely setting with an elegant townhouse.

Kalispell, MT 59901

Property Type


Beautiful views and lake front too! Build your dream home on the bench above the lake and gaze at the Swan Mountains. This is a great lot, with super potential. Few homes on this lake, offering lots of privacy. Corners are marked, sign is in the middle of the property.

Nhn Hwy 35, Bigfork, MT 59911

Property Type


Beautiful 6.89 acres with forest service as neighbor! Lovely views of the lake, several nice benches for building sites, in the popular Yellow Bay area. Large trees and beautiful views.